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Investment planning

Tailored planning.

Financial planning shouldn’t be cookie-cutter. We help you create a tailored plan that really matches your goals.

Genuine guidance.

We’re not here to sell you stuff. Our purpose is to answer your questions and provide real guidance.

There for you from day one.

We work with you to develop your plan, help you understand every concept and keep in touch to ensure you’re on track.

Investment planning to match your milestones.

We can help you find the answers and create a plan to match

Investment planning

If you're asking yourself:
Save for retirement?
Save to buy a house?
Build a legacy?

Tax planning

If you're asking yourself:
TFSA or RRSP?
Do I pay too much tax?
How do I create a tax efficient income stream?

Retirement planning

If you're asking yourself:
What age do I retire?
How much income do I need to retire?

Estate planning

If you're asking yourself:
Should I have a will?
How do I reduce probate fees?
What tax consequences will be involved?
TFSA. Don't put all your nest eggs in one basket. Qtrade.

Optimize your investments ASAP

Get up to $2,000 from Qtrade Directing Investing® when you open a new online brokerage account by March 4, 2024, and transfer in at least $5,000.* The more you invest, the more you’ll receive. Talk to us today.

* See full terms and conditions.

Online brokerage services are offered through Qtrade Direct Investing, a division of Credential Qtrade Securities Inc. Qtrade and Qtrade Direct Investing are trade names and trademarks of Aviso Wealth Inc. and its subsidiaries. 

Meet our Wealth Advisors.

We can tailor a personalized plan that suits you perfectly — leaving you room to enjoy your life and handle everything it throws your way. Put a Northern Wealth Advisor to work for you!

Michael Morgan-Schubert

Wealth Consultant with both Northern Wealth Management and Credential Financial Strategies Inc.

Michael Morgan-Schubert is a Wealth Consultant with both Northern Wealth Management and Credential Financial Strategies Inc. With over 20 years experience in the financial services industry, Michael has the skills and knowledge to provide secure solutions that will grow with your needs.

Michael is passionate about really getting to know you and understanding all of your financial goals.  He will work with you to uncover your full financial picture, so you can work to put all the pieces of your financial future together. Michael specializes in retirement planning, estate planning, and insurance planning, and is committed to serving his members the Northern way.  Michael has the skills required to exceed all of your financial expectations.

Chris Oliver

Senior Wealth Advisor with both Northern Credit Union and Credential Securities. 

Chris Oliver is a Senior Wealth Advisor with both Northern Credit Union and Credential Securities. With over 10 years’ experience in the financial services industry, Chris has the skills and knowledge to provide secure solutions that will grow with your needs.

Chris is passionate about really getting to know you and understanding all of your financial goals.  He will work with you to uncover your full financial picture, so you can put all the pieces of your financial future together. Chris specializes in retirement planning, estate planning, and is committed to creating long lasting relationships serving his members the Northern way. Chris has the skills required to exceed all of your financial needs.

Ilja Pawels

Financial Planner with both Northern Credit Union and *Credential Asset Management Inc.

Ilja Pauwels is a Financial Planner with both Northern Credit Union and *Credential Asset Management Inc. As an experienced Advisor in the financial services industry, Ilja has the skills and knowledge to provide secure solutions that will grow with your needs.

Ilja is passionate about getting to know you and understanding all of your goals. He will work with you to uncover your full financial picture and put all the pieces of your financial future together. Ilja specializes in retirement planning, estate planning, and is committed to creating long lasting relationships serving his members the Northern way. Ilja has the skills required to exceed all of your financial expectations.

Have questions?

Don’t hesitate to reach out! Our team will be happy to help answer any questions you have.
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Write your own future.

We’ve partnered with Qtrade Direct Investing™ to give you the confidence to buy and sell stocks, bonds, ETFs, and mutual funds - with low trading fees.

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Stressed out over retirement planning?

Your life-after-work should be a beacon of excitement. But, for many, thoughts of retirement are daunting. Here’s how you can ease the uncertainty.

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Tired of paying tax on investment growth?

Your life-after-work should be a beacon of excitement. But, for many, thoughts of retirement are daunting. Here’s how you can ease the uncertainty.

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It pays to plan for your child’s future.

A post-secondary education is perhaps the greatest gift you can give a child. Plan ahead with a Registered Education Savings Plan (RESP).

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*Mutual funds and other securities are offered through Credential Securities, a division of Credential Qtrade Securities Inc. Credential Securities is a registered mark owned by Aviso Wealth Inc.

**Mutual Funds and related financial planning services are offered through Credential Asset Management Inc. Financial planning services are available only from advisors who hold financial planning accreditation from applicable regulatory authorities.