LINES OF CREDIT

FAST-TRACKED APPROVAL

There’s no waiting around for approvals with us. We’re based locally, so you get your lending decisions fast.

FLEXIBLE FOR YOU

You don’t have to jump through hoops for our lending solutions. We adapt them to suit your needs.

NO SET CRITERIA

You’re unique and we treat you like it, looking at all aspects of your financial picture to help you access support.

NORTHERN KNOW-HOW

No one knows local lending like we do, and we’ll use that insight to ensure you understand all your options.

GET FLEXIBLE ACCESS TO FUNDS WITH OUR LINES OF CREDIT

NORTHERN LINE OF CREDIT

Use this low-rate line of credit for whatever you need – home or camp renovations, a new ATV or just to set aside some rainy-day funds.

KEY FEATURES

  • Great low rates
  • Get approved in minutes
  • Receive funding within three business days


MERITLINE (SECURED)

Leverage your property value to unlock even more borrowing power – and save on interest while you’re at it.

KEY FEATURES

  • Use your home as security
  • Benefit from even lower rates
  • Access larger sums of money at a lower cost

RSP LINE OF CREDIT

At Northern, we understand that life has a way of putting your investment contributions on the backburner. To help you catch up, we offer Short-Term Investment Loans for smaller amounts, or CU TAKE TEN® Registered Investment Loans for larger contributions and longer re-payment terms.

STUDENT LINE OF CREDIT

Focus on your studies instead of your finances, with a low-rate line of credit designed to help you save on interest.

KEY FEATURES

•    Great low rate set at 0.25% below prime

•    Flexible repayment options

•    Freedom to make lump-sum payments without penalty

•    Interest-only payment while you’re in school (and an extra 6 months after)

•    Up to 10 years to repay

OVERDRAFT PROTECTION

Don’t get caught short on funds. Overdraft protection ensures you never miss a payment or accrue fees if your account gets overdrawn.

To apply, visit your local branch or call 1-866-413-7071

HAVE QUESTIONS?

We’ve got answers!

LENDING CALCULATOR

Try our lending calculator to work out what your payment plan could look like. 

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LENDING PROTECTION

Life sometimes throws curve balls. Protect yourself from them with insurance.

TAMING YOUR LINE OF CREDIT 

Everything you need to know about lines of credit explained—from secured and unsecured lines of credits, to credit limits and rates.

LOANS

Tailored to meet your everyday needs, our standard personal loans are anything but standard.

FIND THE CREDIT CARD FOR YOU

Get the rewards you want and the points you deserve with our wide variety of credit card options.

KINDS OF BORROWING

You’ve probably borrowed some sugar or a leaf blower from a neighbor, but financial borrowing is a whole other bucket of syrup.