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Member benefits

Preferred member rates on home, auto, and travel insurance with CUMIS.

Enjoy exclusive savings – up to 55% – when you bundle your Home and Auto coverage with CUMIS, our loyal insurance partner.

As a good driver, a responsible homeowner and a valued credit union member, you should be rewarded. That’s why we’ve teamed up with CUMIS. Take advantage of the preferred member rates, quality coverage and straightforward claims process you deserve.

Why choose CUMIS? Serving approximately 85% of credit unions and caisses populaires across the country, they provide insurance and investment solutions – along with exceptional service – to more than five million members.


Write your own future with Qtrade Direct Investing™

You’ve got goals. For your future. For your family’s future. Pursue them with the confidence that comes from expanded investor knowledge and expert insights. And from tools that help guide your investment decisions.

We’ve partnered with Qtrade Direct Investing™ to give you the confidence to buy and sell stocks, bonds, ETFs, and mutual funds - with low trading fees.

Get digital advice from Qtrade Guided Portfolios™

Qtrade Guided Portfolios is a simple and convenient digital investing service that provides you with a professionally managed, low-cost portfolio to match your personal financial goals, timeline and risk tolerance.

ATMs from coast to coast!

Northern Credit Union is part of THE EXCHANGE Network, giving you surcharge-free access to your accounts regardless of where you travel within Canada.  Just because you are not with the Big Banks, does not mean you need to sacrifice convenience. Together, we have an ATM network that rivals the Big Banks and we keep growing.

All EXCHANGE ATMs are able to complete a cash withdrawal, PIN change, transfer, or balance inquiry and thousands have the ability to complete a deposit instantly into your bank account. Stop using ATMs that charge you a few dollars everytime you need some quick cash, and find an EXCHANGE ATM instead!

Exclusive credit card promotions

Enjoy peace of mind with a no-fee 3.9% balance transfer.*

Want to feel good about reducing your credit card balance? If you have more than one credit card, a balance transfer could help consolidate what you owe.

Pay down your balance quicker when you transfer your balance to a 3.9% interest rate for six months with no-fee! Visit a branch, call us, or apply online.

Sign up for a new credit card and get up to $150.*

Your everyday spend just got more rewarding! On top of all the great benefits you will get from your new card, you could also receive up to 15,000 Welcome Points – that’s up to a $150 in cash equivalent!

Redeem points for your choice of gift cards, travel experiences, or receive cash rewards equivalent of up to $150 in the form of a statement credit.

Don’t miss out on this offer. Visit a branch, call us, or apply online today.

Apply for a Credit Card and Receive a $75 Credit*

Having a credit card is a great way to build your credit score and gain the skills you need to manage money effectively. Apply today and you’ll even receive a $75 statement credit once you’re approved* and start using your card.

Our credit cards offer features and benefits such as everyday low interest rates or rewards points with every purchase. No matter which card you choose, it’s never too early to dream big!

*Terms & Conditions apply.

Discover new ways to bank from anywhere.

Between family life, work and play, there isn’t always time to drive over to your local branch. That’s why we keep introducing new ways to bring the branch to you. From paying bills and depositing cheques with your smartphone, to applying for your mortgage online or transferring your money to Northern in a few quick clicks—check out our anywhere, anytime banking solutions.


Mobile app

​Online banking


4,500+ ATMs


Mobile cheque deposit

True north hub call centre

Telephone banking

Online lending & account opening