MEET THE TEAM

GET TO KNOW OUR LOCAL BUSINESS EXPERTS

Our team has the Northern know-how and years of experience to help you build your business from the ground up.

SAMANTHA CALVERT

Area of Service: Saugeen
Email: samantha.calvert@northerncu.com
Phone: 519-363-6188 Ext: 5203

My name is Sam Calvert. I was born in Gloucester, England. I came to Canada in 2013 when my husband was posted to Alberta with the British Army. In 2016, we moved to Ontario to start a new life.

I started my financial career with Servus Credit Union. I came to Northern Credit Union in 2016 and started as a branch concierge in the Chesley and Elmwood branches. In 2017, I was promoted to the Commercial Support Office, which led me to my current role. I continue to improve my skills and qualifications in order to better serve my clients and customers.

MICHAEL CAVANAGH

Area of Service: Arnprior, Eganville, Barry’s Bay, Pembroke, Petawawa, Deep River
Email: michael.cavanagh@northerncu.com
Phone: 613-623-3103 Ext: 2810
Cell: 613-402-6985

I have a Bachelor of Commerce degree from the University of Guelph and have always had a passion for business. My work over the past 20 years has included positions in the Agricultural, Telecom and Financial Service industries.

Since joining Northern in 2012, I’ve built strong relationships with businesses in the Ottawa Valley Region in my role as Commercial Account Manager and continues to support business owners to help them grow and succeed. My interests include helping out on my family farm, coaching my kid’s sports teams and playing hockey.

RICHARD HARRISON

Area of Service: Grey/Bruce area
Email: richard.harrison@northerncu.com
Phone: 519-363-6188 Ext: 5202
Cell: 519-400-6984

I have been involved in the Financial Services industry for more than 30 years, with the last ten primarily focused on business banking.

Over the course of my career, I have built close relationships with many business owners, priding myself on delivering quality advice and customer service to all my clients.

I have worked at all levels in the financial services industry, beginning at the grassroots level all the way to senior management.

As a husband and father, I also know what it means to work hard to earn the respect of my family and peers at the office.

MARY LYNN LAWRENCE

Area of Service: Saugeen
Email: marylynn.lawrence@northerncu.com
Phone: 519-369-2931 Ext: 5122

I joined Northern in 2017 as a Small Business Account Manager with a strong focus on working with members in the Agriculture Industry.

As a graduate of the University of Guelph with a Diploma in Agriculture, I maintained my passion for the industry working previously in accounting for a local Ag retailer.

Born and raised on a beef farm outside of Durham, I am still an active part of the family farm and enjoy volunteering with the local 4H program.

MIKE MCRAE

Area of Service: Grey & Bruce Counties
Email: michael.mcrae@northerncu.com
Phone: 519-369-2931 Ext: 5121

I have been part of the Financial Service Industry for over 28 years, working directly with both Commercial Businesses Owners and Farmers.

The best part of my job is getting to know my clients on a personal level and helping them achieve their goals. In my spare time, I enjoy the outdoors and playing and watching sports as well as spending time with family and friends.

TAYLOR PAYEUR

Area of Service: Timmins, Englehart, Kirkland Lake, Hornepayne, Chapleau
​Email: taylor.payeur@northerncu.com
Phone: 705-267-6846 Ext: 4503

I have worked in the Financial Service Industry for over 13 years in multiple areas, most recently entered the world of business banking.

I am honoured to have the privilege of working with local business owners to help them flourish and understand the importance of tailoring our products and services to the needs of our members.

Giving back to the community has always been very important to me, and I have been able to combine that with my passion for business by representing the Timmins Chamber of Commerce as an Ambassador since 2018.

RHYAN TOIVONEN

Area of Service: Sault Ste. Marie, Elliot Lake, Espanola, Little Current
Email: rhyan.toivonen@northerncu.com  
​Phone: 705-949-6444 Ext: 2035  

I joined the Northern Credit Union Commercial Team in 2014. Before that, I operated as an independent real estate agent, while my wife owns and operates her own small business.

I understand the value of a strong relationship between a business and its partners. I’m passionate about helping members achieve success, especially in today’s constantly evolving environment. Born and raised in Northern Ontario, I understand the challenges businesses face in the North.

ACCOUNTS BUILT FOR BUSINESS

Compare and find the account that’ll take your business to the next level.

MORTGAGES BUILT TO SUPPORT EXPANSION

Looking to expand to a bigger facility or a new location? At Northern, you have the flexibility to use the equity in your property to finance your growth.

FIND THE BUSINESS CREDIT CARD FOR YOU

If you need a credit card that’s all business, look no further. Our range of options has tons of great rewards and benefits to help your farm grow. 

GET BACK TO BUSINESS

Taking care of your team is just as important as taking care of customers – boosting morale, trust and loyalty to your business.