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For those that value safety.

Bubble wrap won’t keep your money safe from losing value, but a Northern GIC will.

Earn risk-free growth on your savings.

At great rates you’ve been waiting for, there’s no better time to invest than today.

*NEW* Laddering GIC

Protect your investment by taking advantage of higher rates from the start. Earn 5.25% in your first year.

Features

  • 3 & 5 year terms available.
  • Low minimum deposit.
  • Redeemable on each anniversary**.
**Redeemable into a Northern Credit Union product at equal or longer term.
List of rates for 3-Year Laddering
3-Year Laddering Rate
Year 1
4.75
Year 2
4.45
Year 3
3.75
List of rates for 5-Year Laddering
5-Year Laddering Rate
Year 1
4.75
Year 2
4.50
Year 3
4.20
Year 4
4.00
Year 5
3.80

Book an appointment and lock in your rate.

 

Earn risk-free growth on your savings with Northern GICs at competitive rates.

List of rates for NON-REDEEMABLE GICs
NON-REDEEMABLE GICs Rate
1-Year
4.60
2-Year
5.00
3-Year
4.30
4 Year
4.25
5-Year
4.25
18 Month
4.75
List of rates for REDEEMABLE GICs
REDEEMABLE GICs Rate
30-59 Days
0.40
60-89 Days
0.45
90-179 Days
0.65
180-269 Days
0.80
270-364 Days
1.00
1-Year
2.00
2-Year
2.70
3-Year
2.80
4-Year
2.95
5-Year
3.00
List of rates for 3-YEAR ESCALATOR
3-YEAR ESCALATOR Rate
Year 1
3.75
Year 2
4.00
Year 3
5.25
Average Yield to Maturity
4.33
List of rates for 5-YEAR ESCALATOR
5-YEAR ESCALATOR Rate
Year 1
3.60
Year 2
3.70
Year 3
3.80
Year 4
4.00
Year 5
6.00
Average Yield to Maturity
4.22
List of rates for MARKET LINKED GIC
MARKET LINKED GIC Rate
3 Year - Financial Services
5%-30% (1.64%-9.14% annualized)
3 Year - Global Diversified
5%-30% (1.64%-9.14% annualized)
5 Year Financial Services
10%-Unlimited (1.92%-Unlimited annualized)

Looking for something more flexible?

Our savings accounts offer great rates and you have access to your funds at any time.
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Advice you need, when you need it.

Get advice tailored to your personal situation by speaking with a Northern Wealth Advisor

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Saving & investing insights.

 
 

Terms and conditions apply. Rates are subject to change.