Owning a new home isn't just a dream

With great rates and flexible options, we can help you realize your dreams of owning a new home. We know every Northerner is different. That’s why we take the time to get to get to know you and help find the right mortgage for your individual circumstances. Talk to one of our representatives or get approved online in as little as 30 minutes!

Before you get started, here’s what you’ll need for your application.


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Mortgage Coming up for Renewal?

Take advantage of the current low interest rate environment and lock in at a rate that you know you can afford. If you’ve currently got your mortgage somewhere else, consider switching to Northern so all your banking is all in one place. We’ll make it easy!

Switch now and we'll pay for your mortgage transfer fees up to $1,250**.

Planning a Reno After you Buy?

Planning to update your kitchen or add a new back porch? We can help make the cost of your reno more manageable by rolling it into your mortgage.

Looking to Buy a Second Property?

Whether you’re looking for an investment property or a camp by the lake, we can help make it a reality. Talk to a Northern advisor about how you can leverage the value of your primary property.

Having Trouble Qualifying Because You're Self-Employed?

Talk to us. We take pride in getting to know all our members and helping them work through their unique circumstances to achieve their financial goals.

Don't Have Enough for a Down Payment?

Worry not! We can work with you to find a solution. Typically, it means you’ll need mortgage insurance. But on the bright side, you’ll also qualify for our best rate for a 5-Year Fixed Mortgage.

Home Buying Guide

Discover everything you need to know about buying your dream home.

View Guide

Home Buying Checklist

Make sure you're checking all the boxes when it comes to your mortgage.

View Checklist

*All rates subject to change and qualification. Conditions apply. Talk to a Northern Advisor.
** Up to $1,250 on mortgages $100,000 or more.