Learn about borrowing & budgeting.

As we enter back-to-school season, we recently asked our Facebook followers: “If you could go back in time, what would be the advice you would give yourself before your first day of college or university?” The answers we got were so interesting and insightful that we wanted to share them again, along with a few of our own thoughts. Take a look!

There’s no doubt, the COVID-19 pandemic is having a serious impact on the Canadian economy. To save lives and prevent even more damage, necessary safety restrictions and lockdowns have had to be implemented that have unfortunately resulted in many businesses scaling back or closing. This has left many Northerners in a tough financial position.

Managing your money isn’t always taught in schools but it can have a huge impact on your life and financial wellbeing. According to a study done by the Canadian Securities Administrators, the vast majority (67%) of young Canadians (18-24 years old) fall into the low knowledge category when it comes to financial literacy. In this article, we’re going to try to improve that percentage through a few helpful tips.

To combat the financial impact of COVID-19, the Government of Canada enacted the COVID-19 Economic Response Plan, which included a number of benefits that have been a critical source of cashflow to millions of Canadians who lost their jobs or had their income impacted.

At this point in your life, you’re in your 40’s or 50’s. Maybe your kids are grown up and moved out or headed off to pursue a post-secondary education. And you’re still working and starting to look towards retirement. Here are a few tips that will help you get there faster.

Time flies! It’s hard to believe they’re all grown up and ready to head off to school or move into their own place. But before your kids leave the nest, make sure they’re prepared with a few financial tips that’ll really help them out in the long run.

Balancing today's financial needs with tomorrow's goals is important, but it can be tricky. If you're feeling a bit overwhelmed, here are some tips to help you stay in control.

You’ve probably heard the term before, but do you really know what a credit score is? And more importantly, do you know the role your score plays in your overall financial well-being?

So, how important is your credit score anyway? Well, when you consider your score can impact not only your financial health, but also your quality of life, it’s rather important.

Building your financial future can take a long time. From opening your first chequing account and getting your first car, to mortgages, loans and planning for retirement — that’s a lifetime of financial planning. And if that sounds intimidating, well, it can be. That’s why it’s a good idea to break things down into more manageable chunks. That brings us to our 5-Week Fitness Challenge!

Tell me if this story sounds familiar to you parents out there — my family was finishing up dinner. As the kids and I were carting the dirty dishes to the sink my 12-year-old son excitedly told me that the new iPhone was about to be launched. He paused for a moment, putting on that big, bright smile of his and concluded by asking me what were the chances that he could get one?

Living within your means is the cornerstone of your financial health. Put simply, it means you spend less than or equal to your net monthly income. As straightforward as this sounds, achieving a balance of spending and earning can be challenging. Especially when money is tight, credit is easily accessible, and expenses are adding up.

Does it make sense for you to finance your vehicle or to lease it? Both come with their own unique sets of pros and cons. And although money obviously plays a role in your decision, it’s not the only factor. Lifestyle and personal preference also have a bearning on which route you choose.

Over the next month, Ontario plans to slowly loosen the restrictions of self-isolation and what Canadian's can and cannot do during the rest of the Spring months. It will be exciting to see most shops open for curbside delivery, hardware stores allowing folks to pick up necessary supplies for DIY projects like garden beds, decks, or new steps for camp, as well as Provincial parks allowing families to run around on their great maintained grounds. Regardless of where you may be financially, we've put together a few tips you can work on as our province RE-OPENS for business.

Discover signs that indicate you might be overspending and find out what to do about it.

A credit card can be a useful tool. The key is to monitor your spending, make your payments each month and keep your debt in check. If you follow those simple rules, credit cards  have some great benefits.

It happens every year. People get swept up in the holiday season and spend more than they planned. Presents and parties add to our credit card debt. Then we wake up in the New Year with a credit card ‘hangover.’ This year will be different though! Why? Because these handy tips will help you save money and stay on budget.