At Northern, we don’t take the “one investment plan fits all” approach. We like to get to know our members—everything from your goals, hopes and dreams, to the current state of your finances. We believe it’s important to look at the big picture.

Are you investing for retirement? Saving for an education, or that camp you’ve had your eye on? Maybe you’ve made your fortune and just want to look at a way to protect it with stable returns. Whichever stage of life you find yourself in, we can help you make sense of your finances and help them grow.


Registered Retirement Savings Plans (RRSPs) - A great way to save for retirement, RRSP contributions are tax deductible with the taxes deferred until the money is withdrawn, ideally when you’re much older and in a lower income bracket.

Registered Retirement Income Funds (RRIFs) – In retirement, RRSP holdings are often rolled over into a RRIF to provide a steady source of income in your golden years.

Registered Disability Savings Plans (RDSPs) – If you care for someone affected by a disability, you may want to make sure they’re taken care of for the long term. That’s what RDSPs are for—they enable you to save for people who are eligible for the federal disability tax credit (DTC).

Registered Education Savings Plans (RESPs) – RESPs combine flexibility with tax-deferred investment growth to help you give your children one of the greatest gifts you can possibly give them—a post secondary education.

Tax Free Savings Accounts (TFSAs) – This flexible account allows you to earn investment income (interest, dividends, capital gains) completely tax tree.

Please visit your local branch or call 1-866-413-7071 to talk to a Northern Advisor.  Click here for hours of operation. 

Deposit Insurance Reserve Fund (DIRF) 

Financial Services Regulatory Authority of Ontario’s (FSRA) deposit insurance program protects insurable deposits held with Ontario credit unions and caisses populaires. Deposit insurance is part of a comprehensive depositor protection program that ensures the safety and soundness of credit unions and caisses populaires. For more information, click here.