Fraud Prevention

Quick Tips to Spot and Prevent Fraud

If you have been a Victim of a Fraud/Scam follow these quick tips


Types of Scams

Romance Scams

Keep your guard up and look out for potential scammers who will lower your defenses by appealing to your romantic side. They can be found on legitimate dating sites and fake ones, they will send a good looking photo of themselves or someone they claim to be. Once they have charmed you they will start asking for money.

Tax Scams

Tax scams typically involve you receiving a text message or email from Canada Revenue Agency (CRA) claiming you are entitled to an extra refund or you owe more money on your tax return, and all you need to do is provide your banking info. CRA will never request personal information. Remember CRA will never use aggressive language or threaten you with arrest or sending the police. They will never leave threatening messages on an answering machine.

Phishing / Smishing Scams

Phishing - We all spend a lot of time online and fraudsters are getting more creative with digital scams. Phishing is when you receive a unsolicited e-mail that claims to be from a legitimate organization. Scammers will ask you to provide or verify personal information such as your credit card numbers, social insurance number.

Smishing – this is the same thing except this occurs via text message. These text messages often copy the tone and logo of an organization you trust.

Emergency Scams

These scams typically target grandparents, the scammers take advantage of their emotions to rob them of their money. These scams typically start with the grandparent receiving a phone call from someone claiming to be there grandchild. The “grandchild” goes on to say they are in trouble and they need money immediately. Common misfortunes include: car accident, being locked in jail, trouble while traveling abroad.

Job Scams

This scam is becoming more prevalent. You will receive an e-mail from a company congratulating you on your new position, and a copy of a cheque will be attached to the e-mail. The cheque is to cover office expenses as you will be working from home. The email will include instructions on how to deposit the cheque.


For a full listing of scams and their related information please visit: https://www.competitionbureau.gc.ca/eic/site/cb-bc.nsf/eng/04333.html

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