Financial Literacy Columns

CONTEST DETAILS

Northern Credit Union is providing each person 18 years or older that answers a discussion question on a Northern Credit Union sponsored column found at https://www.sootoday.com/financial-literacy, https://www.baytoday.ca/financial-literacy, https://www.sudbury.com/financial-literacy, https://www.elliotlaketoday.com/, https://www.tbnewswatch.com/financial-literacy or https://www.timminstoday.com/financial-literacy, collectively the Village Media news portal websites, with the opportunity to win a $50 gift card. There is no limit to the number of discussion questions posted.  A single winner will be randomly selected for each column from all comments across the Village Media news portal websites.

No purchase is necessary and no costs apply in order to enter the contest or claim the prize. The contest is restricted to Ontario residents only. To qualify, the comment must be made between October 11, 2017 and December 31, 2017. Employees or contractors of Northern Credit Union and immediate family members of, and any persons domiciled with any such employees or contractors, are not eligible to enter.

Winners will be randomly selected. The odds of winning will vary based on the number of participants during the contest period.

The prizes will be awarded in January 2018. Winners will be contacted one week following the selection of the winners via a ‘reply’ to their comment on the respective column. Winners will be asked to submit a message to Northern Credit Union’s Facebook page in order to verify their identity and submit their contact information to claim the prize. Winners will be required to provide the correct answer to the following skill testing question: (12+18)x2/5 in order to claim the prize. If no response is received within 5 business days, another winner will be chosen.

Contest management is being administered by Lucidia Ltd., Northern Credit Union’s marketing communications agency of record. Northern Credit Union is responsible for prize fulfillment. Northern Credit Union and / or the contest administrators are not responsible for any technical failures.  The contest may be discontinued at any time at the unilateral discretion of Northern Credit Union.

Facebook, Instagram, Pinterest, Twitter and/or Google+ are in no way associated with this contest or associated prizes.