Executive Team

Get to know the Northern Executive Team.



President and CEO

Albert (Al) Suraci has been President and CEO of Northern Credit Union since 1994. Over the course of his leadership, Northern has grown from 11 branches in nine communities managing $180 million in assets, to 30 branches and more than $820 million in assets across Northern Ontario.

Growing Northern into the largest credit union in Northern Ontario, Al’s 30 years of management in the Credit Union system is supported by an impressive list of accreditations. These include a Bachelor of Commerce (with Honours) from Laurentian University, a Certified General Accountant designation (1985), a graduate of the Credit Union Institute of Canada and a recent Designation as a Certified Chief Executive from the Credit Union Executive Society – completing programs at Wharton (University of Pennsylvania), Johnson School (Cornell University) and Darden Graduate School of Business Administration (University of Virginia).

Provincially, Al has served on the Board of Directors for the Credit Union Managers’ Association and the Credit Union Services Association, and is currently a member of the Credit Union Central of Ontario’s Rehabilitation Review Committee. Locally, Al has also served as a Director and Chaired the Sault Ste. Marie Chapter of the Certified General Accountants Association of Ontario.



Senior Vice President, Finance and Administration

A key part of the Northern Credit Union family since 1996, Richard Adam is our Senior Vice President of Finance and Administration – leading multiple departments including finance, credit, operations, internal audit and risk management.

With over 23 years experience as a Chartered Accountant in the public accounting and financial services industry, Richard’s wealth of knowledge has been instrumental to Northern’s growth, as well as the financial wellbeing of its members. Working tirelessly to ensure that Northern is among the most efficient and competitive financial institutions in the market, his dedication has been paramount to our credit union’s success.



Senior Vice President, Sales, Marketing & Channel Management

A member of the Northern Credit Union executive team since 2010, Tony is Senior Vice President of Sales, Marketing and Channel Management. He holds a Bachelor of Commerce degree from Laurentian University and has more than 15 years’ experience in the financial service sector.

Tony is accountable for the overall functioning of all Member-impacting departments, including Retail and Commercial Sales, Marketing and Information Technology. He is committed to growing Northern’s relationships with current and potential members, and with Tony’s guidance, we are able to constantly evolve the products, services and delivery channels we offer. Tony is dedicated not only to the well-being of the organization, but also the communities we serve, and is an advocate for making financial literacy resources and programs accessible to those in and around Northern’s footprint.



Vice President, Human Resources

Brandy Heikoop is Vice President, Human Resources for Northern Credit Union. As head of Northern’s Human Resources department, Brandy is helping to accelerate Northern through leadership, attracting and developing the best talent and building a culture of engagement, agility, and innovation.

With over 30 years of experience within the financial service industry, Brandy is well versed in many of the key facets needed for running and providing employees with a healthy and prospering business environment.

Prior to her current role, Brandy was Director of Sales at Northern and held the roles with a national financial organization. Through these roles, she contributed to skill refinement, succession planning and performance management and has gained valuable knowledge in areas such as retention, hiring, employee relations, and change management.