GICs

Just plant your money in one of our GICs and watch it grow.   

 


 

Market-Linked GICs > Rate
3 Year – Global Diversified Up to 12% (3.85% Annual Equivalent)
5 Year – Global Diversified Up to 26% (4.73% Annual Equivalent)

 


 

3 Year Escalator > Rate
1 Year* 1.40%
2 Year* 1.75%
3 Year* 2.85%
Avg. Annual Yield to Maturity 2.00%

*Redeemable annually on anniversary date and 7 days thereafter.

 


 

5 Year Escalator > Rate
1 Year* 1.45%
2 Year* 1.65%
3 Year* 1.90%
4 Year* 2.20%
5 Year* 3.30%
Avg. Annual Yield to Maturity 2.10%

*Redeemable annually on anniversary date and 7 days thereafter.

 


 

Non-Redeemable GICs Rate
1 Year
Apply Online
1.50% Apply Online
22 Month 1.80%
2 Year
Apply Online
1.85% Apply Online
3 Year 1.90%
4 Year 2.00%
5 Year 2.05%

 


 

Redeemable GICs Rate
30-59 days* 0.35%
60-89 days* 0.50%
90-179 days* 0.60%
180-269 days** 0.65%
270-364 days** 0.70%
1 Year** 0.75%
2 Year** 0.90%
3 Year** 1.10%
4 Year** 1.35%
5 Year** 1.70%

*$5,000 minimum. If redeemed within 30 days, no interest paid. After 30 days, 1/2 interest paid.
**$1,000 minimum. If redeemed within 60 days, no interest paid. After 60 days, 1/2 interest paid.

 


 

Redeemable Registered GICs Rate
1 Year (RSP, RIF & TFSA only)* 0.75%

*$1,000 minimum. If redeemed within 60 days, no interest paid. After 60 days, 1/2 interest paid.

 


 

Non-Redeemable USD GICs Rate
30 days 0.05%
60 day 0.15%
90 day 0.20%
120 day 0.25%
180 day 0.35%
270 day 0.40%
1 Year 0.45%

 

 

 

Note: All rates subject to change.

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