GICs

Just plant your money in one of our GICs and watch it grow.   


Market-Linked GICs > Rate
1 Year (Option 1) 0.0% (Min) to 7.0% (Max)
1 Year (Option 2) 1.6% (Min) to 4.0% (Max)
3 Year 3.5% (1.15% Annual) (Min) to Unlimited (Max)


3 Year Escalator > Rate
1 Year* 2.40%
2 Year* 2.85%
3 Year* 3.20%
Avg. Annual Yield to Maturity 2.82%

*Redeemable annually on anniversary date and 7 days thereafter.


5 Year Escalator > Rate
1 Year* 2.50%
2 Year* 2.80%
3 Year* 3.00%
4 Year* 3.20%
5 Year* 3.60%
Avg. Annual Yield to Maturity 3.02%

*Redeemable annually on anniversary date and 7 days thereafter.


Non-Redeemable GICs Rate
1 Year
Apply Online
2.45% Apply Online
2 Year
Apply Online
2.70% Apply Online
3 Year 2.90%
4 Year 3.00%
5 Year 3.10%


Redeemable GICs Rate
30-59 days* 0.35%
60-89 days* 0.50%
90-179 days* 0.60%
180-269 days** 0.65%
270-364 days** 0.70%
1 Year** 0.75%
2 Year** 0.90%
3 Year** 1.10%
4 Year** 1.35%
5 Year** 1.70%

*$5,000 minimum. If redeemed within 30 days, no interest paid. After 30 days, 1/2 interest paid.
**$1,000 minimum. If redeemed within 60 days, no interest paid. After 60 days, 1/2 interest paid.


Redeemable Registered GICs Rate
1 Year (RSP, RIF & TFSA only)* 0.75%

*$1,000 minimum. If redeemed within 60 days, no interest paid. After 60 days, 1/2 interest paid.


Non-Redeemable USD GICs Rate
30 days 0.05%
60 day 0.15%
90 day 0.20%
120 day 0.25%
180 day 0.35%
270 day 0.40%
1 Year 0.45%

 

Note: All rates subject to change.