First Mortgage

Buying your first home is a big deal. It’s exciting, life changing and can sometimes be a little confusing, too. But worry not—Northern can help you make sense of it all by holding your hand the entire way, protecting you from the pitfalls and tailoring your mortgage to fit your unique circumstances.


Variable Mortgages - Pre-pay or pay out at any time without penalty.

Open Mortgages - Pre-pay or pay out at any time without penalty.

Term Mortgages - Prepayment options are available.


  • A wide range of options
  • Local approvals
  • Flexible payment options: weekly, bi-weekly, semi-monthly or monthly.
  • Competitive rates (see our current rates)
  • Convenient, free pre-approvals with a rate guarantee for up to 90 days

Please visit your local branch or call 1-866-413-7071 to talk to a Mortgage Expert.  Click here for hours of operation. 

We strongly recommend that you purchase Life and Disability Insurance coverage when making a home purchase to protect you and your family.

*Mortgages approved and committed to must be advanced within 45 days of date of application in order to qualify for the Special Rate Offer. Offer may be changed, withdrawn, or extended at any time, without notice. Applicable to residential mortgages only and subject to Northern Credit Union lending criteria for residential properties. Conditions may apply. Rates are subject to change at any time without notice.