Personal Banking - Loan Products

All debt is not created equal

Sooner or later, everyone has to borrow money, and that doesn’t have to be a bad thing. We offer products designed for the Northern lifestyle, and we won’t sell you a loan that doesn’t fit your needs.


Loans

PERSONAL LOANS – This is a standard loan, with a minimum amount of $3,000 and we’ll have your answer in days. more...

OVERDRAFT PROTECTION – Every now and then, unexpected expenses come up – having overdraft protection can help you stretch between paydays. more...


Lines of credit

NORTHERNLINE – A simple line of credit that gives you easy access to money, without having to re-apply for credit. more...

MERITLINE – This is a line of credit for property owners, and allows for higher credit limits by securing it with your property. more...

STUDENT LOANS – This is similar to a student loan, but is not associated with government student loan programs. more...

Mortgages

FIRST MORTGAGE – This mortgage can come in a few different forms, and includes sound advice and flexible payment options. more...

PRIMA MORTGAGE – You can add to it without the formal process, you can “bring it with you” to a new home or property and it’s designed for easy flexible payments. more...

SECOND MORTGAGE – It’s the same as our first mortgage, to a maximum of $300,000. more...


RRSP loans

TAKE TEN RRSP LOAN – Did you miss your contribution last year? This is the product for you, offering flexible repayment options. more...

RRSP LOAN – Offering smaller amounts, this is a flexible loan that can fit almost any budget. more...


Miscellaneous Loans

DEMAND LOANS – You need money for a specific purpose, and you’ll be able to pay all of it back within six months. more...

BRIDGE LOANS – Similar to a Personal Loan, but with some unique terms – These offer a variable rate and a $300,000 maximum. more...

STRIKE LOANS – If you’re union goes on strike, this loan can help see you through. more...

HOMEFUND – This is a flexible, line of credit, reverse mortgage. more...

Need some help deciding what’s right for you? Give us a call at 1-800-461-2238, or drop by your nearest branch and say hello.