Personal banking - deposit products

The difference between a big bank and Northern? Service.

Let’s face it, besides our competitive service fees, our accounts look a lot like the big bank's. So why choose us?

Service – We hope you stop to talk, and ask questions every time you’re in our branch.


High-value account packages

PERSONAL 1 – Our basic banking fees-for-service account – you may find that another package will save you money, as the Personal 1 account is designed for very specific needs. more...

CLUB 59 – If you’re over 59, this package makes almost all your transactions free! more...

PLAN24 – This account is perfect if you don’t need chequing or MasterCard Global Payment features – plus, with a minimum balance of $1,000, all transactions are free! more...

ePLAN – This is a great package if you do most of your banking online, or by using your Northern Member Card. more...

PERSONAL MEMBER PACKAGE – BRONZE – $7.95 gives you 25 free transactions a month. more...

PERSONAL MEMBER PACKAGE – SILVER – $9.95 gives you 40 free transactions a month, and a bunch of free services. more...

PERSONAL MEMBER PACKAGE – PLATINUM – For only $12.95, you get unlimited free transactions, plus a host of free services. more...


YOUTH ACCOUNTS – begins with their first allowance and offers benefits up to the age of 20.

FIRST – accounts for children and young adults. more...

STUDENT –accounts for full time post secondary students. more...


Specific Needs Accounts – accounts for members looking for something a bit different

INVESTMENT 1 – The higher your balance, the higher your interest rate. more...

COMMUNITY CHEQUING ACCOUNT – This account is designed especially for non-profit community organizations, and the first 15 transactions each month are free. more...

U.S. FUNDS Account – All the funds in this account are in U.S. dollars, meaning you don’t have to worry about conversion fees. more...

TERM DEPOSITS – Invest your money in a safe and convenient way, with a competitive guaranteed return. more...

RRSP – A Registered Retirement Savings Plan. The money you contribute gains interest, and is tax-deductible. more...

RRIF – A flexible, secure way to invest your money for the future. more...

DEPOSIT INSURANCE – We‘ve got you covered, just in case something happens to us. more...

Northern COMMUNITY BOND – This product offers you competitive rates and flexible redemption options, and puts your investment to work in the communities we serve. more...

Need some help deciding what’s right for you? Give us a call at
1-800-461-2238
, or drop by your nearest branch and say hello.